Shopify has three main plans: Basic ($39/mo), Shopify ($105/mo), and Advanced ($399/mo). Each step up reduces transaction fees and card rates.
Fee comparison table
| Basic ($39/mo) | Shopify ($105/mo) | Advanced ($399/mo) | |
|---|---|---|---|
| Shopify Payments rate | 2.0% + 25¢ | 1.7% + 25¢ | 1.5% + 25¢ |
| 3rd-party gateway fee | 2.0% | 1.0% | 0.5% |
| Amex / intl card rate | 3.5% | 3.5% | 3.5% |
When does upgrading from Basic to Shopify pay off?
The plan upgrade costs an extra $66/month ($105 − $39). The fee reduction is 0.3% on Shopify Payments transactions.
Break-even formula: Monthly GMV where 0.3% savings = $66/month = $22,000/month GMV (with Shopify Payments)
If your store does more than $22,000/month via Shopify Payments, upgrading to the Shopify plan saves you net money.
When does upgrading from Shopify to Advanced pay off?
Extra cost: $294/month. Fee reduction: 0.2% on Shopify Payments. Break-even: $147,000/month GMV
Most stores upgrade to Advanced for the custom reporting and lower third-party gateway fee (0.5% vs 1.0%), not the card rate difference.